Build guaranteed and consistent income with MYGAs

Pillar Life's self-serve Multi Year Guaranteed Annuity (MYGA) platform eliminates the agent/broker to give you the best rates in the industry, while shielding your assets from market volatility.

happy couple meeting with Pillar Life Insurance

No agent fees

reliable growth

Built by industry

Safe & secure

Why Buy a MYGA With Pillar?

  • No agent fees
  • Collect the additional yield
  • Tax deferred
  • Safe & secure platform

MYGAs (Multi Year Guaranteed Annuities) offer a safe and guaranteed approach to growing your money with a fixed return while shielding your assets from market volatility.

At Pillar Life Insurance, we empower our customers to take charge of their financial goals and objectives by offering easy-to-use, self-serve annuity products that eliminate the need for agents and brokers.

Our client-first approach allows us to pass the additional yield that is usually reserved for agents and brokers - to you, which enables you to maximize the return on your annuity.

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Rates up to 6.00% Guaranteed

  • 2 Year — 5.50%
  • 3 Year — 6.00%
  • 5 Year — 6.00%
  • 7 Year — 5.95%
Wilfred Romero
Adam Litke
John Ganter

About Pillar Life

Pillar was founded and built by leaders in the insurance, capital markets, and risk management industries. With a combined experience of over 100 years, our team comes from management positions within leading brands, such as Barclays, Bloomberg, and GP Capital.

We are BBB accredited, highly rated (A.M. Best B+), and maintain a strong capital foundation to provide security and stability to our clients. What does this mean for you? Reliable, guaranteed income.

Meet Our Team

Our Simple Process

Grow your money while shielding your
assets from market volatility.

Grow Your Money With MYGA

Annuity FAQs

Whether a MYGA or something else is right for you will depend upon the specifics of your situation. For those nearing retirement who would like a safe place to lock in their money with a guaranteed return, a MYGA may be a worthwhile choice. Annuities often grant tax deferral benefits that can be an advantage if you are close to retirement. Those with a longer investment horizon may find options with more risk that better fulfill their goals.
MYGA’s have explicit growth rates guarantees whereas the SPDA’s guarantees are embedded in the annuity payoff amount. MYGAs are very transparent about the premium you pay and the surrender values at the end of every year during the guarantee period.
Annuities cannot begin disbursements before age 59 and a half without incurring a tax penalty and there are surrender charges on any distributions during the rate guarantee period that further reduce the net return on the contract. This means that SPDAs and MYGAs should not be treated as short term savings accounts.
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Recent Insights

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