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Pillar Life Insurance

Best MYGA Annuity Rates

Build guaranteed and consistent income on your terms.

Pillar's self-serve annuity platform eliminates the middleman to give you the best rates in the industry, while shielding your assets from market volatility.

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No agent fees

Guaranteed,
reliable growth

Built by industry
veterans

Safe & secure
platform

Why Buy a MYGA With Pillar?

  • No agent fees
  • Collect the additional yield
  • Tax deferred
  • Safe & secure platform

MYGAs (Multi Year Guaranteed Annuities) offer a safe and guaranteed approach to growing your money with a fixed return while shielding your assets from market volatility.

At Pillar Life Insurance, we empower our customers to take charge of their financial goals and objectives by offering easy-to-use, self-serve annuity products that eliminate the need for agents and brokers.

Our client-first approach allows us to pass the additional yield that is usually reserved for agents and brokers - to you, which enables you to maximize the return on your annuity.

Learn More About MYGA

Rates up to 5.75% Guaranteed

  • 2 Year — 5.00%
  • 3 Year — 5.75%
  • 5 Year — 5.60%
  • 7 Year — 5.50%
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Wilfred Romero
Adam Litke
John Ganter
Robert Kiesel

About Pillar Life

Pillar was founded and built by leaders in the insurance, capital markets, and risk management industries. With a combined experience of over 100 years, our team comes from management positions within leading brands, such as Barclays, Bloomberg, and GP Capital.

We are BBB accredited, highly rated (A.M. Best B+), and maintain a strong capital foundation to provide security and stability to our clients. What does this mean for you? Reliable, guaranteed income.

Meet Our Team

Our Simple Process

1

Get Your Quote

View a custom quote

2

Create Your Account

Safe and secure login

3

Apply & Purchase

Grow your money

Grow your money while shielding your
assets from market volatility.

See How Much You Can Earn

Annuity FAQs

An SPDA is a single premium deferred annuity, and a MYGA is a multi-year guaranteed annuity. Both of these vehicles allow you to put money into a contract that increases in value over a set period of years. Both products are funded with a single premium right at the beginning, after which you do not contribute further and instead let the value grow.
MYGA’s have explicit growth rates guarantees whereas the SPDA’s guarantees are embedded in the annuity payoff amount. MYGAs are very transparent about the premium you pay and the surrender values at the end of every year during the guarantee period.
Annuities cannot begin disbursements before age 59 and a half without incurring a tax penalty and there are surrender charges on any distributions during the rate guarantee period that further reduce the net return on the contract. This means that SPDAs and MYGAs should not be treated as short term savings accounts.
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